Payment QR Code (EPC / SEPA)

Fill in the payment. Customers scan the code with their banking app and only have to confirm.

Beneficiary name

IBAN BIC (optional)

Remember this beneficiary on this device

Amount (EUR) Structured communication (OGM) or RF reference

Or a free message (if there is no reference)

Payload

Generated on your device.

The EPC QR standard

This is the European Payments Council's "SEPA Credit Transfer" QR code (EPC069-12), recognised by the banking apps of the main Belgian banks and many in other SEPA countries. The code contains the beneficiary, IBAN, amount and reference as plain text; nothing is stored anywhere, and the code never expires.

An OGM is placed in the remittance text as +++123/4567/89012+++, the form Belgian apps recognise. An RF reference goes in the structured reference field.
The amount is optional (leave it empty for donations); the maximum is 999,999,999.99.
Put the QR code on invoices and payment reminders: it removes typing errors in IBANs and references, so payments are matched automatically.